Tuesday, June 15, 2010

Wisconsin motorists are now required to carry evidence of auto insurance

Beginning this week, the state of Wisconsin will not only require vehicle owners and drivers to have a valid car insurance policy, but they must also be able to prove it. Any motorist operating an automobile must have active coverage and keep identification cards in the vehicle at all times.

Effective June 1, 2010 motorists are required to obtain a motor vehicle liability policy with minimum limits of $50,000 for bodily injury to one person, $100,000 per accident and $15,000 for property damage. In addition, drivers must be able to prove that the vehicle is insured if pulled over for a traffic violation or following a traffic accident.
Motorists who fail to provide proof of car insurance  can receive a fine of $10 which may be waived if evidence of coverage is provided to law enforcement at a later date; not having a valid policy can result in a fine of $500.

Currently, New Hampshire is the lone state which does not require automobile coverage and the state of Virginia allows motorists to drive uninsured by paying a $500 fee per year; although residents in these states are allowed to operate a motor vehicle while uninsured it is not recommended. This can leave drivers vulnerable to financial hardships and lawsuits following a traffic accident.

Source

No comments:

Post a Comment